:root{--teal:#0d6e6e;--teal-dark:#094f4f;--teal-light:#e8f4f4;--teal-muted:#b8d8d8;--charcoal:#1a2332;--charcoal-light:#2d3a4a;--gold:#c9a84c;--gold-light:#f5ecd7;--ivory:#fafaf8;--slate:#556270;--light-gray:#f1f5f9}*{margin:0;padding:0;box-sizing:border-box}body{font-family:Inter,-apple-system,sans-serif;color:var(--charcoal);background:#fff;-webkit-font-smoothing:antialiased}.serif{font-family:Cormorant,Georgia,serif}a{text-decoration:none;color:inherit}nav{position:sticky;top:0;z-index:100;padding:16px 48px;display:flex;justify-content:space-between;align-items:center;background:#fffffff2;backdrop-filter:blur(16px);border-bottom:1px solid rgba(0,0,0,.04)}.nav-logo{display:flex;align-items:center}.nav-logo span{color:var(--charcoal);font-weight:300}.nav-links{display:flex;gap:24px;align-items:center}.nav-links>a{font-size:13px;font-weight:500;color:var(--slate);transition:color .2s}.nav-links>a:hover,.nav-links>a.active{color:var(--teal)}.nav-cta-s{padding:9px 20px;border:1.5px solid var(--teal);color:var(--teal)!important;border-radius:6px;font-weight:600!important;font-size:11px!important;letter-spacing:.04em;text-transform:uppercase;transition:all .2s;cursor:pointer}.nav-cta-s:hover{background:var(--teal-light)}.nav-cta{padding:9px 24px;background:var(--teal);color:#fff!important;border-radius:6px;font-weight:600!important;font-size:11px!important;letter-spacing:.04em;text-transform:uppercase;transition:background .2s;cursor:pointer}.nav-cta:hover{background:var(--teal-dark)}.nav-dropdown{position:relative}.nav-dropdown>a{font-size:13px;font-weight:500;color:var(--slate);transition:color .2s;cursor:pointer}.nav-dropdown>a:hover{color:var(--teal)}.nav-dropdown>a:after{content:" ▾";font-size:10px}.dropdown-menu{position:absolute;top:100%;left:-12px;padding-top:8px;opacity:0;visibility:hidden;transition:opacity .2s,visibility .2s}.nav-dropdown:hover .dropdown-menu{opacity:1;visibility:visible}.dropdown-menu-inner{background:#fff;border:1px solid rgba(0,0,0,.08);border-radius:10px;box-shadow:0 12px 40px #0000001a;padding:8px 0;min-width:200px}.dropdown-menu-inner a{display:block;padding:9px 20px;font-size:12.5px;font-weight:500;color:var(--charcoal);transition:all .15s}.dropdown-menu-inner a:hover{background:var(--teal-light);color:var(--teal)}.legal-hero{padding:80px 48px 40px;text-align:center;background:linear-gradient(168deg,#fff 0%,var(--teal-light) 50%,#fff 100%)}.legal-hero h1{font-family:Cormorant,serif;font-size:clamp(36px,5vw,56px);font-weight:600;letter-spacing:-.02em;margin-bottom:12px}.legal-hero p{font-size:14px;font-weight:400;color:var(--slate);max-width:640px;margin:0 auto;line-height:1.7}.legal-meta{display:flex;gap:24px;justify-content:center;margin-top:24px;font-size:11px;color:var(--slate);text-transform:uppercase;letter-spacing:.06em}.legal-meta span{display:inline-flex;align-items:center;gap:6px}.legal{padding:60px 48px 100px;max-width:820px;margin:0 auto}.legal h2{font-family:Cormorant,serif;font-size:26px;font-weight:600;color:var(--charcoal);margin-top:48px;margin-bottom:16px;padding-bottom:8px;border-bottom:2px solid var(--teal-light);letter-spacing:-.01em}.legal h2:first-child{margin-top:0}.legal h3{font-size:16px;font-weight:600;color:var(--charcoal);margin-top:24px;margin-bottom:8px}.legal p{font-size:14px;line-height:1.75;color:var(--charcoal-light);margin-bottom:14px}.legal ul{padding-left:22px;margin-bottom:14px}.legal li{font-size:14px;line-height:1.75;color:var(--charcoal-light);margin-bottom:6px}.legal li strong{color:var(--charcoal);font-weight:600}.legal a{color:var(--teal);font-weight:500;border-bottom:1px solid transparent;transition:border-color .2s}.legal a:hover{border-color:var(--teal)}.legal table{width:100%;border-collapse:collapse;margin:16px 0 20px;font-size:13px}.legal table th{text-align:left;padding:10px 14px;background:var(--teal-light);color:var(--teal-dark);font-weight:600;border-bottom:2px solid var(--teal)}.legal table td{padding:10px 14px;border-bottom:1px solid var(--light-gray);color:var(--charcoal-light);line-height:1.6}.legal strong{color:var(--charcoal);font-weight:600}.legal .callout{padding:20px 24px;background:var(--ivory);border-left:3px solid var(--teal);border-radius:4px;margin:24px 0;font-size:13.5px;line-height:1.7;color:var(--charcoal-light)}footer{padding:48px 48px 32px;background:var(--charcoal)}.footer-inner{max-width:1200px;margin:0 auto;display:grid;grid-template-columns:1fr 1fr 1fr 1fr;gap:40px}.footer-brand .nav-logo{margin-bottom:10px;display:inline-block}.footer-brand .nav-logo span{color:#fff6}.footer-brand p{font-size:11px;color:#ffffff59;line-height:1.7}.footer-col h5{font-size:10px;font-weight:600;color:var(--teal-muted);letter-spacing:.08em;text-transform:uppercase;margin-bottom:12px}.footer-col a{display:block;font-size:12px;color:#ffffff80;margin-bottom:8px;transition:color .2s}.footer-col a:hover{color:var(--gold)}.footer-bottom{max-width:1200px;margin:32px auto 0;padding-top:20px;border-top:1px solid rgba(255,255,255,.06);display:flex;justify-content:space-between;font-size:10px;color:#ffffff40}@media(max-width:900px){nav{padding:14px 20px}.nav-links{display:none}.legal-hero{padding:60px 24px 30px}.legal{padding:40px 24px 80px}.footer-inner{grid-template-columns:1fr 1fr}}